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Why live beyond your means?| Why we need financial education | Why live on survival mode in Jan?

Why live beyond your means?| Why we need financial education | Why live on survival mode in Jan? Living within our means can be challenging to all of us and January is always a reminder of that painful truth. I think this year I am more committed than ever to get financially educated because living on survival mode is NOT cute and most of us suffer in silence...(I see you!). Times are tough on all fronts and if ever there was a time for us to individually reflect and educate ourselves to become better stewards of what we have...its now.

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